State Health Insurance MCQs

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An individual may obtain a temporary insurance producer's license without passing the licensing examination if the individual:






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Controlled business is defined as insurance a producer writes on all of the following individuals EXCEPT the producer's:






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When taking an application for a Medicare Supplement policy, a producer must provide the applicant with:






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An insurer doing business in this state must operate under:






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Which of the following statements is prohibited in A & H insurance advertisements?






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Under a group health policy, an employee who has been covered under a company's group health plan for six months and is terminated for cause MUST...






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The Insurance Commissioner may revoke or suspend a producer's license if the producer:






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A claim for a pre-existing condition may NOT be denied after a Major Medical policy has been in effect for a minimum of:






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Any company that furnishes health care services to enrolled members in return for a fixed sum or prepaid premium is defined as:






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The Insurance Commissioner may examine the records of an insurer at which of the following times?






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Which of the following statements is CORRECT about health coverage for an insured's newborn child?






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An individual appointed by an insurer to solicit applications for a policy of insurance on its behalf is known as:






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Credit A & H insurance MUST provide coverage for a loss caused by:






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In order for nonresident applicants to be eligible for an insurance producer license in this state, they MUST:






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An insurance producer who makes false statements that harm the reputation of another insurer is guilty of:






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An individual who, for the purpose of collecting premiums, acts for another in negotiating a contract of insurance is considered to be:






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Which of the following persons is authorized to enforce state insurance laws?






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A producer may be guilty of misrepresentation if the producer:






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Each Long Term Care policy must state that the applicant has the right to return the policy and have the premium refunded if the applicant is not sati...






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Which of the following statements is CORRECT about Medicare Supplement coverage?






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Which of the following statements is CORRECT about insurance producers who fail to satisfy the continuing education requirements?