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Health and Life Practice Questions

?

All else being equal, which of the following will NOT be considered unfair discrimination by insurers?

assigning different risk classification to applicants based on ethnicity
discriminating in benefits and coverages based in the insuredâ€™s habits and lifestyle
charging applicants with similar health histories different premium rates based on their ethnicity
cancelling individual coverage based on insured's martial status

Correct - Your answer is correct.

Wrong - Your answer is wrong.

Detailed Answer

Correct answer: (B)
discriminating in benefits and coverages based in the insuredâ€™s habits and lifestyle

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