An insured owns a $50,000 permanent life policy that she purchased 4 years ago. She wanted to be assured of the opportunity to increase the face amount in the future without further proving insurability. Which rider did she purchase?

Correct answer: (A)
Guaranteed Insurability Rider

The Guaranteed Insurability Rider, purchased at an additional cost, effectively preserves an individual's insurability, allowing him or her to purchase additional life insurance without providing proof of insurability at various ages and in certain events and circumstances.