C is correct. Use of an accidental means test is prohibited.
D is correct. This is not a requirement.
A is correct. The benefits of her home state will apply.
B is correct. Medigap is a common term used to refer to medicare supplement policies.
A is correct. Early long-term policies were more restrictive than current policies.
D is correct. Garrison’s preexisting condition would make him a substandard risk.
A is correct. With advancing age many people will require inpatient hospital care.
A is correct. The insurer cannot cancel the policy but may increase premiums on a class basis.
C is correct. Premiums would resume when the disability ends.
D is correct. A hospice does not provide surgical or therapy services.
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